Personal Loan
The Personal Loan Program can help you find the best interest rate and payment terms for your needs.
Benefits
Student Loan Refinancing
Speed up your financial freedom by comparing student loan refinancing offers from top online providers.
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Fill out a simple form.
Get matched with the loan that works best for you
Pay off your debt.
Blake Levi
Amby Abreu
Rose Brawey
All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider’s discretion and may not be available in all states or for all types of loans. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. This website does not include all lending companies or all available lending offers that may be available to you. You should read the lender’s personal terms and conditions, as well as any disclosures, in full before proceeding for any loan.
The Annual Percentage Rate is a measure of the cost of credit, expressed as a nominal yearly rate. It relates the amount and timing of value received by the consumer to the amount and timing of payments made. Generally interest is assessed on a daily basis. This means that a issuer will determine how much to charge you on a given day by multiplying the balance at the end of that day by your APR/365. These interest charges will then become part of your balance the next day and will themselves incur interest. By law, the credit card issuer must show you the APR before you enter into a consumer credit transaction. States have laws that may limit the APR that the issuer can charge you. Rates will vary and your rate, line amount, and default term depend on maintaining a qualifying credit score, your credit usage history, requested amount, and other factors. We recommend that you read the issuers personal terms and conditions in full before proceeding with a credit card.
KEY DISCLOSURES REGARDING LOAN TERMS AND CREDIT
SoCal Credit Repairs and/or its Partners’ loan terms range from loan amounts from $1,000 to $75,000 annual percentage rates (APR) ranging from 49% to 35.99%, origination fee ranging from 1% to 6% of the amount financed, and repayment terms from 4 to 84 months. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates.
Eligibility for SoCal Credit Repairs and its Partners’ loans depends on information provided by the applicant and is not guaranteed. Loan amount loan terms and loan interest rates may vary depending on your creditworthiness, lender and other factors.
Representative example: With excellent credit you could receive a $10,000 loan for a 60-month repayment term at 1953% interest rate with a 5% origination fee. You would receive $9.500 ($10,000 less the $500 origination fee) and the monthly repayment would be $262.33 which equates to an APR of 21.99%. The total cost of the loan would be $15,739.54. Total interest paid will be $6,239 54.
Review of Credit Information: When you check your rate and review loan offers, SoCal Credit Repairs, its partners and their lenders may perform a soft inquiry on your credit report, which won’t impact your credit score. A separate soft inquiry will also occur when you accept an offer and submit your bank account information Soft inquiries can only be seen by you. Prior to or when your loan is funded. SoCal Credit Repairs or the lender will perform a hard inquiry on your credit report, which may impact your credit score and can be viewed by third parties.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
