A credit score depicts your creditworthiness. You may get credit score from 300-850 on the basis of credit history, number of open accounts, repayment history, & other factors. If you have a higher credit score then lenders will evaluate you as a responsible debtor & like to give you loan at a lower interest-rate. Overall, your credit score predicts the possibility of your loan repayment on time.
Check your credit report at least once a year.
Pay your bills on time.
Don’t delay in paying mortgage loan & utility bills.
Manage your credit-utilization ration by 30%.a
Use secured & multiple credit cards.
Leave your credit card in the safe locker or drawer at home.
Try to make your credit report error-free.
Above steps can make help you to raise or maintain your good credit score. Also there is the best way that can help you in one-way is to contact SoCal Credit Repairs that offers you the top credit repair services at an affordable price.
Here is the list of how long negative items stay in your credit report:
